Alternative Loans
Supplement your federal student aid

Alternative and private loans are applied for by students and/or parents and are designed to supplement federal student aid. You should always exhaust your federal aid possibilities, including the Federal Direct Loans, before applying for alternative loans. It is very likely that the lenders will even have you affirm that you have done this before you can continue their application process.
To apply for federal loans, you must first complete the Free Application for Federal Student Aid (FAFSA). Bay College also works with ScholarNet to help you borrow an alternative student loan.
FREE APPLICATION FOR FEDERAL STUDENT AID BORROW ALTERNATIVE LOANAdmissions
Department
Financial Aid
906-217-4020
Email Financial Aid
Contact
Ruth Carlson
Director of Financial Aid
SC 509
906-217-4032
Email Ruth
Brooke Jorasz
Asst. Director of Financial Aid
SC 510
906-217-4096
Email Brooke
"I can’t wait to begin my Bay College journey!"
Kyra Beck
Student