Payment Plans

Explore your options

Bay College’s Student Accounts Office handles billing and payments for all Bay College related expenses. You'll receive a bill for your college expenses each semester. You may pay your bill online, in person, over the phone or by mail. In addition to cash, check or credit card, there are many other ways to pay your college bill. These include financial aid awards, scholarships, outside support received by Bay College on your behalf, payment plans and earned income.

Make paying for college easier with a tuition payment plan. Bay College can help you spread out the costs of paying for college over time. There's no interest, it's flexible, setup fees are affordable and it’s easy to enroll. Payments must be received by 4:00 PM on the payment due date or will be considered late. As a result, fees may apply and your classes are subject to cancellation.

Methods of Payment

Cash or Check

Cash payments may be made during business hours at the Student Accounts Office located inside the Besse Center or at the West Campus student services desk. Please make checks payable to Bay College. If mailing a payment, please allow sufficient time for postal delivery and mail to:

Bay de Noc Community College
Attn: Student Accounts Office
2001 North Lincoln Road
Escanaba, MI 49829

Credit Card

Discover, MasterCard, and VISA are accepted for payment. Credit Card payments may be made in person or online by logging into your myBay My Account Information student portal.

Electronic Payments

The Neltnet Business Solutions (NBS) payment plan, known as e-cashier, is designed for students and their families who would like to spread each semester’s tuition, fees and housing payments, less applicable financial aid awards, over monthly installments. Payments are electronically withdrawn from a savings, checking or credit card according to your agreement.

To participate in the NBS payment plan students must enroll on-line prior to the tuition due date. Enrollment in the plan is good for one semester. If you wish to participate in the payment plan for future semesters you would need to re-enroll each semester. There is a $25 per semester non-refundable enrollment fee to participate in the payment plan, which will be assessed within 14 days of enrollment in the payment plan

Installment payments will be calculated by taking the total balance, deducting applicable financial aid awards and dividing the amount owed by the number of remaining installments. (Example: $1000.00 balance - $100.00 financial aid = $900.00 – 25% down payment of $225.00 = the remaining three installments would be $225.00 each.) Should an automatic bank payment or credit card payment be returned, a $30.00 NBS Returned Payment Fee will be automatically assessed to your account. You will be notified by NBS of the returned payment via mail or email

Frequently Asked Questions